The Credit Repair Blog

Credit repair scams are everywhere. Unformatuntely many people must be falling for them since more and more seem to be popping up every day. I’ve said it before but it’s worth repeating, there are no shortcuts, people offering an instant fix are just looking to rip you off. After all problems aren’t created overnight so it’s a little naive to assume they can be fixed overnight.

Check out this page from the FTC. Covers the basics and provides consumers with some quality information.

WhyChat is a credit repair veteran and regular poster at CreditBoards.com. The site offers an excellent list of resources in addition to a large collection of sample letters. If you are in any legal trouble it also provides excellent legal information and links to several lawyers. The most valuable data found on the site is information on the statute of limitations in all fifty states. Figuring out a debt SOL is often difficult and the information here is gold. Be sure to visit!

I’m guessing most of you are familiar with CreditBoards.com. If not stop reading now and get over there immediately. It’s becoming increasingly rare to find a collection of forums with a true sense of community but that’s exactly what you will find on their site. Members share advice, tactics, and most importantly, support. I first found this site a couple years ago when I was feeling really down about my credit situation. They offered the needed support and advice that has allowed me to turn around me credit profile and scores. I really can’t recommend them enough. Be sire to visit, become a member, and participate in the discussion.